Case Type: Personal Injury
Location: DeKalb County, Georgia
Date Resolved: February 2025
Policy Limits Recovered Despite Conservative Treatment: $100,000 Settlement
Client: Adult (Mother)
Status: Successfully Resolved
Case Overview
An adult client was involved in a moderate to heavy motor vehicle collision in DeKalb County. The impact caused significant bruising and physical trauma, requiring immediate emergency care.
The client was evaluated in the Emergency Room and later followed up with a neurologist and chiropractic treatment due to ongoing symptoms. While treatment remained conservative, the injuries resulted in approximately $50,000 in medical bills.
Insurance Company’s Initial Position
Despite the severity of the collision and medical expenses:
- Medical bills: ~$50,000
- Initial settlement offer: ~$55,000
The offer barely exceeded medical costs and failed to account for pain, suffering, and the overall impact of the injuries.
Case Resolution
Our legal team rejected the undervalued offer and demanded full policy limits, emphasizing:
- The force of the collision
- Documented medical treatment
- Significant financial burden despite conservative care
Final Outcome:
- ✅ Policy limits tendered
- ✅ Total settlement: $100,000
Why This Outcome Matters
Insurance companies often attempt to minimize claims involving conservative treatment. This case demonstrates that serious injuries do not require surgery to justify full compensation when supported by strong medical documentation and strategic advocacy.