If you were injured in a rideshare accident in Atlanta that was caused by a negligent driver, you may be entitled to compensation. At the Hines Law Firm, an Atlanta Uber and Lyft accident lawyer on our legal team can investigate your accident, gather evidence, and build a strong case that will hold the negligent party responsible for your medical bills, lost wages, pain and suffering, and other damages.
Unlike a car accident involving two passenger vehicles, rideshare accident claims can be extremely complex. At the Hines Law Firm, our legal team has extensive experience handling rideshare accident claims and knows how to conduct an in-depth investigation to uncover the truth and prove liability.
Our highly experienced lawyers will contact you for a Free Legal Consultation.
At the Hines Law Firm, our Uber and Lyft accident lawyers commonly handle rideshare accident claims that involve the following scenarios:
Our legal team can conduct an in-depth investigation, gathering evidence such as:
When investigating the accident, your Uber and Lyft accident attorney will determine which party will be held liable. In certain cases, such as when a rideshare driver is not using an app, their insurance will handle the claim. However, if the rideshare driver was transporting a passenger or on their way to pick up a passenger, the rideshare company could be held liable.
Shortly after the accident, you may receive a call from the other driver’s insurer or the rideshare company’s insurer. The claims adjuster may ask to record your statement. During the conversation, they may ask questions that are misleading and confusing, hoping you say something that can harm your claim. They may even offer a settlement at that time. Unfortunately, those initial settlement offers are never enough to cover the cost of all accident-related losses. If you don’t accept their settlement offer, the insurance company may try to contact you several times a day. This can be overwhelming, especially if you suffered severe injuries.
When you hire an Uber and Lyft accident lawyer at the Hines Law Firm, they will handle all communication with the insurance company, allowing you to focus on your recovery. Our legal team has extensive experience negotiating with insurance companies and they will not back down until the insurance company offers you the settlement you deserve.
If settlement negotiations fail, your attorney will be prepared to file a lawsuit on your behalf and represent you in court. Fortunately, most rideshare accident claims are settled out of court.
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The driving phase the rideshare driver was in at the time of the accident will determine whether their insurance policy or the rideshare company’s insurance policy will cover the accident victim’s damages.
The main phases of Uber and Lyft driving include:
01
During the offline phase, the rideshare driver is not actively working or providing rides. The driver may be using their vehicle for personal purposes. During this phase, the driver’s auto insurance policy typically provides coverage for any accidents or incidents that occur.
02
In the available phase, the rideshare driver has logged into the rideshare app and is available to accept ride requests from passengers. During this phase, some rideshare companies provide contingent liability coverage, which may supplement the driver’s auto insurance coverage in the event of an accident.
03
Once the rideshare driver accepts a ride request and is en route to pick up the passenger, they enter the en route phase. During this phase, the rideshare company’s commercial auto insurance policy typically provides primary liability coverage for the driver and any passengers in the event of an accident.
04
The transporting phase occurs when the rideshare driver has picked up the passengers and is transporting them to their destination. Similar to the en route phase, the rideshare company’s commercial auto insurance policy provides primary liability coverage during this phase.
Uber and Lyft provide insurance coverage for their drivers and passengers in the event of an auto accident. The coverage offered typically consists of several layers, which vary depending on the driver’s activity at the time of the accident.
When the rideshare driver is not logged into the app and is not available to accept ride requests, their auto insurance policy provides coverage for any accidents or incidents that occur. Uber and Lyft’s insurance coverage does not apply during this phase.
Once the rideshare driver logs into the app and is available to accept ride requests, but has not yet been matched with a passenger, Uber and Lyft provide contingent liability coverage.
This coverage typically includes:
Third-party liability: Up to $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
When the rideshare driver has accepted a ride request and is en route to pick up the passenger, Uber and Lyft provide primary liability coverage. This coverage typically includes:
Third-party liability: $1 million for bodily injury and property damage per accident.
Uninsured/underinsured motorist coverage: Up to $1 million per accident for bodily injury caused by uninsured or underinsured motorists.
Once the rideshare driver has picked up the passenger(s) and is transporting them to their destination, Uber and Lyft continue to provide primary liability coverage. During this phase, both companies provide contingent comprehensive and collision coverage for the driver’s vehicle, subject to certain deductibles and coverage limits.
Our highly experienced lawyers will contact you for a Free Legal Consultation.
If you were involved in a motor vehicle collision with an Uber or Lyft vehicle that was caused by a negligent driver, an experienced Uber and Lyft accident lawyer at the Hines Law Firm can help. Contact us today to schedule a free consultation to learn about your legal options and rights, and find out how an attorney on our legal team can help you obtain the compensation you deserve, for an accident that was not your fault.
Reach out for your free consultation with Hines Law today, and let’s start addressing your legal needs together.
We assure clients that we provide knowledgeable, committed legal solutions for them.
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